Terms of service
Version 1.0 · Effective 24 July 2026.
1. Who we are, and pre-incorporation status
Perspica is an online learning platform. These terms are entered into by Nicolene Renske Steyn ("the Promoter"), acting on behalf of a company not yet incorporated, to be known as NRS TECH VENTURES ("the Company"), reference number 9463120280, in accordance with section 21 of the Companies Act 71 of 2008. References to "we", "us" and "our" are references to the Promoter acting in that capacity and, upon incorporation and ratification, to the Company.
The Promoter warrants that she will take all reasonable steps to procure the incorporation of the Company within three months of the effective date of these terms. Upon incorporation, the board of the Company may, by resolution, ratify, adopt or confirm these terms in whole or in part, whereupon the Company shall be bound by these terms as though it had been a party to them from the date on which you accepted them. Should the Company fail to be incorporated within three months of the effective date of these terms, or should its board fail to ratify these terms within that period, the Promoter shall be personally bound by these terms, jointly and severally with any other person who accepted them on behalf of the Company, and you shall be entitled to enforce these terms against the Promoter as if the references to the Company were references to the Promoter in her personal capacity, subject always to clause 10, which applies for the benefit of the Promoter to the same extent as it applies for the benefit of the Company.
Our address for service of legal documents is Unit 3, Cedar Park, 24 Cedar Street, Bryanston, Johannesburg, 2191, South Africa. You can reach us at perspica@proton.me.
2. The service
Perspica provides self-paced online course modules, applied case files, timed assessments and, on successful completion of a certificate tier, a digital certificate with a public verification page. Access is personal to the registered account holder and may not be shared, resold or made available to any other person.
3. Accounts
You must provide accurate registration information and keep your credentials secure. You are responsible for activity under your account. We may suspend or close an account used in breach of these terms, including any attempt to share paid content, to circumvent assessment controls, or to misrepresent a certificate.
4. Purchases and pricing
Prices are stated in South African rand. Payment is processed by Payfast; we do not store card details. Access to purchased content is granted once the payment is confirmed by the payment processor. The products currently offered are the Core Certificate (R1 950), the Professional Certificate (R3 750) and the Upgrade to Professional (R1 950).
5. Refunds
Refunds are governed by our refund policy, which forms part of these terms and reflects the cooling-off provisions of the Electronic Communications and Transactions Act 25 of 2002 to the extent they apply.
6. Assessments and certificates
Assessments are timed and scored, with a stated pass mark, a limited number of attempts and a reflection period between attempts. Certificates are issued on satisfaction of the published requirements, remain our property as credential issuer, and may be revoked where an assessment was compromised or a certificate is misrepresented. Certificate validity can be confirmed by anyone on the verification page. A certificate attests completion of the Perspica programme; it does not confer any professional qualification, licence, designation or right of practice.
7. Intellectual property
All course content, including lessons, case files, assessments and reading guidance, is protected by copyright and related rights, which vest in the Promoter and, upon incorporation and ratification, in the Company. You receive a personal, non-transferable licence to use the content for your own learning. Reproduction, distribution, scraping or use of the content to train machine-learning systems is prohibited without written permission.
8. Educational content only
Course content is educational. It is general information and does not constitute legal, financial, tax, regulatory or professional advice, and it does not create a professional relationship with us. Decisions affecting you or your institution should be taken on appropriate professional advice. Our disclaimer forms part of these terms.
9. Availability and changes
We aim for continuous availability but do not guarantee it. The service and all content are provided "as is" and "as available". We may update course content to keep it current; material changes to a certificate’s requirements will not be applied retrospectively to certificates already issued.
10. Liability
This clause applies to the maximum extent permitted by law. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited, including under the Consumer Protection Act 68 of 2008.
Subject to that: (a) we give no warranty, express or implied, as to the accuracy, completeness, currency or fitness for any particular purpose of the service or its content; (b) we shall not be liable for any indirect, incidental, special, consequential or punitive loss or damage, or for any loss of profits, revenue, business, data, goodwill or opportunity, however arising, whether in contract, delict or otherwise, and even if we were advised of the possibility of such loss; (c) our total aggregate liability arising out of or in connection with the service, however arising, is limited to the amount you paid us for the affected product; and (d) every exclusion, limitation, defence and cap in these terms operates for the benefit of the Promoter in her personal capacity to the same extent as it operates for the benefit of the Company, including where the Promoter is personally bound under clause 1.
You indemnify us against any claim by a third party arising from your breach of these terms or your misuse of the service or of a certificate.
11. Privacy
Personal information is processed in accordance with our privacy notice, which explains our practices under the Protection of Personal Information Act 4 of 2013. Our manual under the Promotion of Access to Information Act 2 of 2000 is available on the PAIA manual page.
12. General
These terms are governed by South African law. If any provision is unenforceable, the remainder stands. We may amend these terms on reasonable notice; continued use after the effective date of an amendment constitutes acceptance. These terms take effect on 24 July 2026.